[請益] 26歲新鮮人理財建議
小弟初入社會目前月薪為 43K
下列是目前的開銷情況
房租水電 8k
基本開銷 7k
手機月租 1.1k (含3G吃到飽)
儲蓄險 1.6k
(做人情幫朋友做業績買的已第四年)
機車加油保養 1k
孝親 3k
----------------------------------
再扣掉勞健保 大約 還剩 18k or 19k 左右
目前打算全存下來
本來有想說要不要解掉儲蓄險 想說都要開始繳第四年 應該不會解掉
想請問版上先進們 依目前這樣的開銷 還有哪邊是可以改進的 ?
也打算開始研究基金這一塊 理財新手建議一開始就朝基金走嗎 ?
懇請版上先進們不吝賜教
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 111.253.30.80
※ 文章網址: https://www.ptt.cc/bbs/CFP/M.1441808654.A.2B0.html
→
09/09 23:55, , 1F
09/09 23:55, 1F
推
09/10 00:29, , 2F
09/10 00:29, 2F
推
09/10 15:36, , 3F
09/10 15:36, 3F
推
09/10 17:35, , 4F
09/10 17:35, 4F
→
09/10 21:51, , 5F
09/10 21:51, 5F
推
09/10 21:55, , 6F
09/10 21:55, 6F
推
09/11 01:27, , 7F
09/11 01:27, 7F
→
09/11 01:28, , 8F
09/11 01:28, 8F
推
09/11 16:53, , 9F
09/11 16:53, 9F
→
09/11 16:53, , 10F
09/11 16:53, 10F
推
09/15 16:53, , 11F
09/15 16:53, 11F
→
09/15 16:53, , 12F
09/15 16:53, 12F
→
09/15 16:53, , 13F
09/15 16:53, 13F
→
09/15 16:54, , 14F
09/15 16:54, 14F
推
09/15 16:55, , 15F
09/15 16:55, 15F
→
09/15 16:56, , 16F
09/15 16:56, 16F
→
09/15 16:56, , 17F
09/15 16:56, 17F
推
09/15 17:00, , 18F
09/15 17:00, 18F
→
09/15 17:01, , 19F
09/15 17:01, 19F
→
09/15 17:01, , 20F
09/15 17:01, 20F
→
09/18 11:31, , 21F
09/18 11:31, 21F
推
09/23 12:42, , 22F
09/23 12:42, 22F
推
07/06 19:17, , 23F
07/06 19:17, 23F