[請益] 23歲理財規劃
去年六月應屆畢業,有46萬學貸
七月開始上班,月收入2萬2
因為住家裡的關係,每月約可存下1萬5
累積到現在約有12萬活儲了
剛將10萬活儲轉成一年整存整付的定儲
2萬活儲轉成一個月定存
預計之後每個月將1萬做整存整付
5千以及到期的定存再做一個月的定存
有更好的建議嗎?
現階段而言定存是否相較於儲蓄險適合(無論是郵局六年抑或是壽險業可能要二十年才有賺頭那種)?
版上有人有購買過月利息1%的不知名兩年期方案嗎?
會推薦購入這種嗎?
有何缺點?
p.s.若七月開始還學貸,每個月將只剩1萬整存整付,5千要拿去還學貸
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※ 編輯: zoesiao (101.14.6.16), 03/16/2015 19:50:10
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※ 編輯: zoesiao (49.215.211.225), 03/19/2015 23:39:11
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