[情報] 27歲公職人員理財規劃
最近因為女友提到購買基金,才覺得自己應該要開始做理財規劃
工作快一年都沒有去實行,也是因為除了8k生活費外
其他都成為和家人約定好的
孝親費,幫助我家人還清被倒會的債務
如今要開始自己管理財產,只有存錢或省吃儉用好像不太好
因為目標是希望能在台北縣市買戶房子,跟一台200上下的車子
目前工作上扣掉勞健保與退撫金等實拿48,000
因與家人同住所以免去住宿開銷,也有替我投保醫療壽險
比較不成材的是我都沒有定存,而且又愛花錢(其實也沒多少錢可以花XD)
話說公教人員優惠定存每月一萬,上限七十萬,這種會比較優嗎?
========================以下是收支=================
收入:
工作薪資: 48,000
支出:
電話費: 1,349
生活費: 10,000
===================================================
36,651
所以我應該如何分配投資跟定存呢??
希望理財版上的板友們不吝指教跟推薦
--
※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 61.231.100.245
推
10/08 17:51, , 1F
10/08 17:51, 1F
→
10/08 17:52, , 2F
10/08 17:52, 2F
→
10/08 17:53, , 3F
10/08 17:53, 3F
推
10/08 18:50, , 4F
10/08 18:50, 4F
→
10/08 19:00, , 5F
10/08 19:00, 5F
→
10/08 19:12, , 6F
10/08 19:12, 6F
推
10/08 19:41, , 7F
10/08 19:41, 7F
→
10/08 19:48, , 8F
10/08 19:48, 8F
→
10/08 19:49, , 9F
10/08 19:49, 9F
→
10/08 20:30, , 10F
10/08 20:30, 10F
推
10/08 20:38, , 11F
10/08 20:38, 11F
→
10/08 20:39, , 12F
10/08 20:39, 12F
→
10/08 20:41, , 13F
10/08 20:41, 13F
→
10/08 22:20, , 14F
10/08 22:20, 14F
→
10/08 23:04, , 15F
10/08 23:04, 15F
→
10/08 23:05, , 16F
10/08 23:05, 16F
→
10/08 23:07, , 17F
10/08 23:07, 17F
→
10/08 23:09, , 18F
10/08 23:09, 18F
→
10/08 23:15, , 19F
10/08 23:15, 19F
→
10/08 23:15, , 20F
10/08 23:15, 20F
推
10/09 00:39, , 21F
10/09 00:39, 21F
→
10/09 00:41, , 22F
10/09 00:41, 22F
→
10/09 02:46, , 23F
10/09 02:46, 23F
→
10/09 02:46, , 24F
10/09 02:46, 24F
→
10/09 02:47, , 25F
10/09 02:47, 25F
→
10/09 02:48, , 26F
10/09 02:48, 26F
→
10/09 02:48, , 27F
10/09 02:48, 27F
→
10/09 08:48, , 28F
10/09 08:48, 28F
→
10/09 08:49, , 29F
10/09 08:49, 29F
推
10/09 09:29, , 30F
10/09 09:29, 30F
→
10/09 09:30, , 31F
10/09 09:30, 31F
→
10/09 09:31, , 32F
10/09 09:31, 32F
推
10/09 15:22, , 33F
10/09 15:22, 33F
→
10/09 16:38, , 34F
10/09 16:38, 34F
→
10/09 16:39, , 35F
10/09 16:39, 35F
→
10/09 16:41, , 36F
10/09 16:41, 36F
→
10/09 16:42, , 37F
10/09 16:42, 37F
→
10/09 16:44, , 38F
10/09 16:44, 38F
→
10/09 16:48, , 39F
10/09 16:48, 39F
→
10/09 16:50, , 40F
10/09 16:50, 40F
→
10/09 16:51, , 41F
10/09 16:51, 41F
→
10/09 16:53, , 42F
10/09 16:53, 42F
→
10/09 16:55, , 43F
10/09 16:55, 43F
→
10/09 16:56, , 44F
10/09 16:56, 44F
→
10/09 16:59, , 45F
10/09 16:59, 45F
→
10/09 17:00, , 46F
10/09 17:00, 46F
→
10/09 20:01, , 47F
10/09 20:01, 47F
推
10/10 00:15, , 48F
10/10 00:15, 48F
→
10/10 00:16, , 49F
10/10 00:16, 49F
→
10/10 00:16, , 50F
10/10 00:16, 50F
→
10/10 00:17, , 51F
10/10 00:17, 51F
→
10/10 00:18, , 52F
10/10 00:18, 52F
推
10/13 23:38, , 53F
10/13 23:38, 53F
→
10/13 23:39, , 54F
10/13 23:39, 54F