[問題] 關於帳管費這回事...(誤會,是貸款問題…
各位晚安
今天難得放了假,聽到家母說了一件很恐怖的事情
就是家父在十年前在花旗開了一個帳戶
(中間還有些貸款甚麼的,沒有太大的關係,所以略過)
反正就是這個帳戶大概沒放錢了10年
家裡經過了搬家,以及家父的粗心
十年間,完全沒發現有「帳管費」這回事
最近因為看到富邦的的保險(但是保險的是以前用來貸款的舊房子,是花旗保的)
(家父當時有把貸款還掉,但是沒拿清償證明)
才發現原來那個帳戶還在...
目前大概欠2百來萬的帳管費 (遠目
所以...這種情況還是只能乖乖還了嗎...(默
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 123.195.17.132
※ 文章網址: https://www.ptt.cc/bbs/Bank_Service/M.1441984809.A.C09.html
→
09/11 23:23, , 1F
09/11 23:23, 1F
→
09/11 23:24, , 2F
09/11 23:24, 2F
好像是貸款帳戶 (不是很了解...
我也很希望這兩百萬的債務是開玩笑
曾經提議說找消基會或是甚麼的問看看
但是家母覺得拖一天錢又會變多一天...似乎有點想認賠了
推
09/11 23:24, , 3F
09/11 23:24, 3F
※ 編輯: epsilon1115 (123.195.17.132), 09/11/2015 23:27:28
→
09/11 23:25, , 4F
09/11 23:25, 4F
→
09/11 23:26, , 5F
09/11 23:26, 5F
→
09/11 23:27, , 6F
09/11 23:27, 6F
→
09/11 23:34, , 7F
09/11 23:34, 7F
→
09/11 23:35, , 8F
09/11 23:35, 8F
→
09/11 23:35, , 9F
09/11 23:35, 9F
推
09/11 23:38, , 10F
09/11 23:38, 10F
→
09/11 23:38, , 11F
09/11 23:38, 11F
推
09/11 23:46, , 12F
09/11 23:46, 12F
→
09/11 23:47, , 13F
09/11 23:47, 13F
→
09/11 23:47, , 14F
09/11 23:47, 14F
我覺得可能需要這方面的專家幫忙陪著走一趟銀行才能知道到底怎麼回事
因為家母就一直說帳管費甚麼的
小魯本身沒在貸款,存錢用的帳戶就郵局
銀行的那套根本不懂...
莫名其妙的家中多了兩百萬的債務實在是...
※ 編輯: epsilon1115 (123.195.17.132), 09/11/2015 23:57:31
推
09/11 23:59, , 15F
09/11 23:59, 15F
→
09/12 00:00, , 16F
09/12 00:00, 16F
推
09/12 00:04, , 17F
09/12 00:04, 17F
恩...
其實只是覺得會突然有多出這筆債務讓我覺得很不可思議
大概是家父的疏失吧(默
等到星期一看能拿到什麼資料再來詳細說明...
※ 編輯: epsilon1115 (123.195.17.132), 09/12/2015 00:06:35
→
09/12 00:11, , 18F
09/12 00:11, 18F
→
09/12 00:11, , 19F
09/12 00:11, 19F
→
09/12 00:12, , 20F
09/12 00:12, 20F
→
09/12 00:43, , 21F
09/12 00:43, 21F
是欠你錢嗎?在大聲甚麼?
推
09/12 01:03, , 22F
09/12 01:03, 22F
→
09/12 01:03, , 23F
09/12 01:03, 23F
→
09/12 01:11, , 24F
09/12 01:11, 24F
→
09/12 01:11, , 25F
09/12 01:11, 25F
※ 編輯: epsilon1115 (123.195.17.132), 09/12/2015 02:07:51
→
09/12 03:38, , 26F
09/12 03:38, 26F
→
09/12 04:26, , 27F
09/12 04:26, 27F
→
09/12 04:27, , 28F
09/12 04:27, 28F
→
09/12 17:45, , 29F
09/12 17:45, 29F
→
09/12 18:12, , 30F
09/12 18:12, 30F
→
09/12 18:12, , 31F
09/12 18:12, 31F
ok,現在來把今天知道的整理一下
首先,的確不是帳管費
(因為家母以前被收過很不爽,才會誤用這個詞)
在多年前,家父把兩棟房子拿去貸款約三百萬
在十年前,就去清償了
但是不知道為甚麼,那位專員只清償了一棟房子
另一棟還有約九十萬的貸款沒在清償記錄上
這九十萬就這樣消失了…
而最近才發現這九十萬已經變兩百多萬了
現在要找到那位專員應該是不可能了(遠目
大概是這樣,驚擾各位了,謝謝
※ 編輯: epsilon1115 (123.195.17.132), 09/12/2015 18:55:00
→
09/12 19:26, , 32F
09/12 19:26, 32F
→
09/12 19:33, , 33F
09/12 19:33, 33F
→
09/12 19:37, , 34F
09/12 19:37, 34F
→
09/12 19:48, , 35F
09/12 19:48, 35F
→
09/12 19:48, , 36F
09/12 19:48, 36F
推
09/12 22:17, , 37F
09/12 22:17, 37F
→
09/12 22:52, , 38F
09/12 22:52, 38F
推
09/12 23:17, , 39F
09/12 23:17, 39F
→
09/12 23:17, , 40F
09/12 23:17, 40F
→
09/12 23:28, , 41F
09/12 23:28, 41F
→
09/12 23:28, , 42F
09/12 23:28, 42F
→
09/12 23:50, , 43F
09/12 23:50, 43F
→
09/12 23:50, , 44F
09/12 23:50, 44F
→
09/12 23:51, , 45F
09/12 23:51, 45F
→
09/12 23:51, , 46F
09/12 23:51, 46F
噓
09/13 00:13, , 47F
09/13 00:13, 47F
→
09/13 00:15, , 48F
09/13 00:15, 48F
喔
噓
09/13 03:13, , 49F
09/13 03:13, 49F
從沒說過不還啊,是欠你錢嗎?
→
09/13 07:34, , 50F
09/13 07:34, 50F
→
09/13 07:35, , 51F
09/13 07:35, 51F
應該是,銀行幫房子保的保險
因為搬家跟事隔多年,所以最近才發現…
噓
09/13 09:13, , 52F
09/13 09:13, 52F
→
09/13 09:13, , 53F
09/13 09:13, 53F
→
09/13 09:13, , 54F
09/13 09:13, 54F
→
09/13 09:13, , 55F
09/13 09:13, 55F
→
09/13 09:13, , 56F
09/13 09:13, 56F
「謾」罵
so…這件事情又關我何事?
※ 編輯: epsilon1115 (123.195.17.132), 09/13/2015 12:17:14
※ 編輯: epsilon1115 (123.195.17.132), 09/13/2015 12:18:23
推
09/13 17:46, , 57F
09/13 17:46, 57F
→
09/13 17:46, , 58F
09/13 17:46, 58F
→
09/13 17:47, , 59F
09/13 17:47, 59F
→
09/13 17:47, , 60F
09/13 17:47, 60F
推
09/15 00:39, , 61F
09/15 00:39, 61F
→
09/15 00:39, , 62F
09/15 00:39, 62F
→
09/15 00:40, , 63F
09/15 00:40, 63F
→
09/15 00:41, , 64F
09/15 00:41, 64F
→
09/17 00:02, , 65F
09/17 00:02, 65F
噓
09/20 19:38, , 66F
09/20 19:38, 66F